What is home care? A complete guide for families

Advice & Support / Home care Planning

Home care is professional support provided to someone in their own home, rather than in a care home or hospital. It enables people to remain living independently in familiar surroundings for as long as it is appropriate for them, rather than moving into a residential facility.

Home care can range from a few hours of help each week to round-the-clock live-in support. It is used by older people, people with long-term conditions, those recovering from illness or surgery, and people living with dementia, Parkinson’s or other complex needs.

What does home care include?

Home care covers a wide range of support, depending on what someone needs. It is not limited to medical or personal care; good home care supports the whole of a person’s daily life.

Personal care

Health and medication

Practical and household support

Companionship and wellbeing

The exact combination of support is tailored to everyone. A care plan sets out what is needed and how it should be provided, and is updated as circumstances change.

Types of home care

Home care is not one single thing — it is an umbrella term for several different types of support. Understanding the difference helps families choose the right option for their situation.

Hourly visiting care

Hourly care involves a carer visiting the home for a set number of hours to help with specific tasks. Visits can happen once a day, several times a day, or a few times a week depending on what is needed.

Hourly care works well when support needs are moderate and predictable. It can help people who are largely independent and need help with certain parts of the day: getting up in the morning, preparing meals, or taking medication.

Live-in care

Live-in care means a professional carer lives in the home and provides support throughout the day, with overnight presence and agreed breaks and rest periods. Unlike visiting care, the carer is available when needed, rather than arriving and leaving at set times.

Live-in care is suited to people who need a higher level of support, or who benefit from having one consistent, dedicated carer rather than a rotating team. It is often comparable in cost to a residential care home, while allowing the person to remain at home.

Respite care

Respite care provides short-term cover to give family carers a break. It can be planned or arranged at short notice when a carer is unwell or unavailable.

Overnight care

Overnight care provides support specifically during the night. This may be a sleeping night, where a carer is in the home and available if needed but otherwise sleeps, or a waking night, where a carer provides active support throughout the night for someone who needs regular attention.

Specialist home care

Some carers have specialist training in specific conditions: dementia, Parkinson’s, MS, acquired brain injury, palliative care and others. Specialist care is matched to the individual’s specific needs and may cost more, reflecting the carer’s expertise.

Who is home care suitable for?

Home care is used by a wide range of people across a wide range of situations. It is not only for people with significant medical needs; many people use home care to maintain their independence and quality of life as they get older, or to manage a long-term condition more comfortably at home.

Home care is commonly used by people who:

When do families start considering home care?

Most families do not start thinking about home care until something changes. It may be a series of small signs — meals going unprepared, medication missed, a home that is less tidy than it used to be — or a more obvious event such as a fall or hospital admission.

These moments of concern are the most common trigger. But the families who find the transition to home care easiest are usually those who start exploring their options before the need becomes urgent.

Common triggers that prompt families to consider home care:

If any of these resonate, it is worth having a conversation. Understanding your options early makes the decision much easier when the time comes.

How is home care regulated in the UK?

Home care in England is regulated by the Care Quality Commission (CQC) — the independent regulator of health and social care. Understanding how regulation works helps families make informed choices about the type of provider they use.

What the CQC does

The CQC registers, inspects and rates care providers against five key questions:

Each registered provider receives a rating of Outstanding, Good, Requires Improvement or Inadequate. Inspection reports and ratings are published publicly on the CQC website, so families can check any registered provider before deciding.

TrustonTap — how we are different

There are several ways to arrange home care in the UK, and the model you choose affects both the cost and the experience. It is worth understanding the difference.

Traditional domiciliary care agencies

A traditional domiciliary care agency employs carers directly, manages their rota and supervision, and charges an all-inclusive hourly or weekly rate. This model is CQC regulated and suits families who want a fully managed service. However, rates are typically higher, and you may see different carers on different days.

TrustonTap — an introductory agency

At TrustonTap we introduce families to experienced, self-employed carers and facilitate the arrangement between them. You pay your carer directly, which means lower costs and a direct relationship between your loved one and their carer.

We help you find carers who set their own rates. Carers working with us typically charge between £23 and £34 per hour, depending on their experience and the type of care required.

This means carers earn significantly more. We believe our carers should be better valued, and their pay should reflect that.

What makes TrustonTap different

How much does home care cost?

The cost of home care depends on the type of care, the level of support needed, and the provider model you choose.

Type of careTrustonTapTraditional agency
Hourly visiting care£23–£34 per hour£34–£42 per hour
Live-in care£1,200–£1,500 per week£1,400–£2,000 per week
Couples live-in care£200 per dayVaries

Based on our review of published prices and direct enquiries with UK live-in care providers in 2026. Prices are indicative and will vary according to care needs, location and provider.

For a full breakdown by care type, see our guides to hourly care costs, overnight care and live-in care costs.

Can I get help with the cost?

Most families fund home care privately, at least to begin with, but Attendance Allowance, local authority funding, PIP and NHS Continuing Healthcare are all worth checking — see our full guide to financial support for care.

Frequently asked questions

What is the difference between home care and a care home?

Home care is professional support provided in a person’s own home. A care home is a residential facility where someone moves in and is cared for by a rotating team of staff. With home care, your loved one stays in familiar surroundings with a dedicated carer. With a care home, they move into a shared setting. Costs are broadly comparable, but the experience is very different.

What is the difference between live-in care and hourly care?

Hourly care involves a carer visiting the home for a set number of hours. Live-in care means a carer lives in the home and is available throughout the day and overnight. Hourly care suits people who need moderate, predictable support. Live-in care suits people who need more continuous support, or for whom having a consistent carer present makes a significant difference to their wellbeing.

Is home care regulated in the UK?

Home care in England is regulated by the Care Quality Commission (CQC). Domiciliary care agencies that employ carers directly must be CQC registered and are inspected and rated. Introductory agencies are not required to be CQC registered, as the care relationship is directly between the carer and the client. Families should check the CQC website when considering a registered agency, and ask any provider about their vetting process regardless of registration status.

How quickly can home care start?

Through TrustonTap, home care can typically start within a few days of a confirmed arrangement, and sometimes sooner for urgent situations such as hospital discharge. The matching process can begin immediately once we understand your loved one’s needs.

Can home care be arranged after a hospital discharge?

Yes — post-hospital discharge is one of the most common and effective uses of home care. Returning home with a carer in place, rather than going into a rehabilitation facility or care home, allows someone to recover in familiar surroundings with consistent support from day one. The period immediately after discharge is often when people are most vulnerable, and having reliable support in place from the start makes a significant difference to outcomes.

What is an introductory care agency?

An introductory agency introduces families to self-employed carers rather than employing carers directly. The family and carer manage their arrangement together, with the agency providing the match, the vetting, and administrative support such as contracts and payment management.

How do I know if a home care provider is trustworthy?

For CQC-registered providers, check their inspection rating and report on the CQC website. For introductory agencies, ask about their vetting process — specifically whether carers are DBS checked, reference checked, and whether right to work and insurance are verified.

You may also find these guides useful:

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