What is home care? A complete guide for families
Quick Summary
Home care means professional support provided in someone’s own home rather than in a care home or hospital. It covers personal care, help with medication, meals and housekeeping, and companionship, and it ranges from a couple of hours a week to full live-in support.
The main types are hourly visiting care, live-in care, overnight care, respite care, and specialist care for conditions such as dementia or Parkinson’s. Most families start looking into it after a fall, a hospital stay, or a gradual change they have been watching for a while.
In England, agencies that employ carers directly are regulated by the CQC, while introductory agencies that match families with self-employed carers are not. Cost depends on the type of care and the provider model you choose.
Home care is professional support provided to someone in their own home, rather than in a care home or hospital. It enables people to remain living independently in familiar surroundings for as long as it is appropriate for them, rather than moving into a residential facility.
Home care can range from a few hours of help each week to round-the-clock live-in support. It is used by older people, people with long-term conditions, those recovering from illness or surgery, and people living with dementia, Parkinson’s or other complex needs.
What does home care include?
Home care covers a wide range of support, depending on what someone needs. It is not limited to medical or personal care; good home care supports the whole of a person’s daily life.
Personal care
- Washing, bathing and showering
- Dressing and grooming
- Toileting and continence care
- Help with skin care and reducing pressure-related risks
Health and medication
- Medication prompting and management
- Noticing changes in wellbeing and raising concerns with family or the GP
- Supporting recovery after illness, surgery or hospital discharge
- Liaising with district nurses, GPs and other healthcare professionals
Practical and household support
- Meal preparation and cooking
- Light housekeeping — cleaning, laundry, tidying
- Shopping and errands
- Accompanying to appointments and outings
Companionship and wellbeing
- Conversation, company and emotional support
- Support with hobbies, activities and maintaining interests
- Helping someone stay connected to their community and social life
- Providing family carers with respite and peace of mind
The exact combination of support is tailored to everyone. A care plan sets out what is needed and how it should be provided, and is updated as circumstances change.
Types of home care
Home care is not one single thing — it is an umbrella term for several different types of support. Understanding the difference helps families choose the right option for their situation.
Hourly visiting care
Hourly care involves a carer visiting the home for a set number of hours to help with specific tasks. Visits can happen once a day, several times a day, or a few times a week depending on what is needed.
Hourly care works well when support needs are moderate and predictable. It can help people who are largely independent and need help with certain parts of the day: getting up in the morning, preparing meals, or taking medication.
Live-in care
Live-in care means a professional carer lives in the home and provides support throughout the day, with overnight presence and agreed breaks and rest periods. Unlike visiting care, the carer is available when needed, rather than arriving and leaving at set times.
Live-in care is suited to people who need a higher level of support, or who benefit from having one consistent, dedicated carer rather than a rotating team. It is often comparable in cost to a residential care home, while allowing the person to remain at home.
Respite care
Respite care provides short-term cover to give family carers a break. It can be planned or arranged at short notice when a carer is unwell or unavailable.
Overnight care
Overnight care provides support specifically during the night. This may be a sleeping night, where a carer is in the home and available if needed but otherwise sleeps, or a waking night, where a carer provides active support throughout the night for someone who needs regular attention.
Specialist home care
Some carers have specialist training in specific conditions: dementia, Parkinson’s, MS, acquired brain injury, palliative care and others. Specialist care is matched to the individual’s specific needs and may cost more, reflecting the carer’s expertise.
Who is home care suitable for?
Home care is used by a wide range of people across a wide range of situations. It is not only for people with significant medical needs; many people use home care to maintain their independence and quality of life as they get older, or to manage a long-term condition more comfortably at home.
Home care is commonly used by people who:
- Are older and finding some daily tasks more difficult
- Are living with dementia and need consistent, familiar support
- Have a long-term condition such as Parkinson’s, MS or diabetes
- Are recovering from a stroke, surgery or a hospital stay
- Have mobility difficulties or are at risk of falls
- Are receiving cancer treatment and need practical and emotional support
- Are approaching the end of life and wish to remain at home
- Are part of a couple where one or both partners need support
When do families start considering home care?
Most families do not start thinking about home care until something changes. It may be a series of small signs — meals going unprepared, medication missed, a home that is less tidy than it used to be — or a more obvious event such as a fall or hospital admission.
These moments of concern are the most common trigger. But the families who find the transition to home care easiest are usually those who start exploring their options before the need becomes urgent.
Common triggers that prompt families to consider home care:
- A fall at home — with or without injury
- A hospital admission or planned surgery, and worry about what happens after discharge
- Increasing forgetfulness, confusion or signs of early dementia
- A diagnosis of Parkinson’s, MS, cancer or another long-term condition
- A family carer reaching the limits of what they can provide alone
- Concern from neighbours, friends or a GP about how someone is managing
- A loved one expressing that they are lonely, anxious or struggling
If any of these resonate, it is worth having a conversation. Understanding your options early makes the decision much easier when the time comes.
How is home care regulated in the UK?
Home care in England is regulated by the Care Quality Commission (CQC) — the independent regulator of health and social care. Understanding how regulation works helps families make informed choices about the type of provider they use.
What the CQC does
The CQC registers, inspects and rates care providers against five key questions:
- Is it safe?
- Is it effective?
- Is it caring?
- Is it responsive?
- Is it well-led?
Each registered provider receives a rating of Outstanding, Good, Requires Improvement or Inadequate. Inspection reports and ratings are published publicly on the CQC website, so families can check any registered provider before deciding.
TrustonTap — how we are different
There are several ways to arrange home care in the UK, and the model you choose affects both the cost and the experience. It is worth understanding the difference.
Traditional domiciliary care agencies
A traditional domiciliary care agency employs carers directly, manages their rota and supervision, and charges an all-inclusive hourly or weekly rate. This model is CQC regulated and suits families who want a fully managed service. However, rates are typically higher, and you may see different carers on different days.
TrustonTap — an introductory agency
At TrustonTap we introduce families to experienced, self-employed carers and facilitate the arrangement between them. You pay your carer directly, which means lower costs and a direct relationship between your loved one and their carer.
We help you find carers who set their own rates. Carers working with us typically charge between £23 and £34 per hour, depending on their experience and the type of care required.
This means carers earn significantly more. We believe our carers should be better valued, and their pay should reflect that.
What makes TrustonTap different
- You choose your carer — we share profiles and you decide who feels right
- One consistent carer, not a rota — the same person every visit or every day
- Direct payment to your carer — no agency mark-up on the hourly or weekly rate
- Rigorous vetting — DBS checked, right to work verified, references and insurance checked; we accept fewer than 7% of applicants
- We handle contracts and payment management on your behalf
- We stay involved — if anything changes, we are here to help you find the right solution
How much does home care cost?
The cost of home care depends on the type of care, the level of support needed, and the provider model you choose.
| Type of care | TrustonTap | Traditional agency |
|---|---|---|
| Hourly visiting care | £23–£34 per hour | £34–£42 per hour |
| Live-in care | £1,200–£1,500 per week | £1,400–£2,000 per week |
| Couples live-in care | £200 per day | Varies |
Based on our review of published prices and direct enquiries with UK live-in care providers in 2026. Prices are indicative and will vary according to care needs, location and provider.
For a full breakdown by care type, see our guides to hourly care costs, overnight care and live-in care costs.
Can I get help with the cost?
Most families fund home care privately, at least to begin with, but Attendance Allowance, local authority funding, PIP and NHS Continuing Healthcare are all worth checking — see our full guide to financial support for care.
Frequently asked questions
What is the difference between home care and a care home?
Home care is professional support provided in a person’s own home. A care home is a residential facility where someone moves in and is cared for by a rotating team of staff. With home care, your loved one stays in familiar surroundings with a dedicated carer. With a care home, they move into a shared setting. Costs are broadly comparable, but the experience is very different.
What is the difference between live-in care and hourly care?
Hourly care involves a carer visiting the home for a set number of hours. Live-in care means a carer lives in the home and is available throughout the day and overnight. Hourly care suits people who need moderate, predictable support. Live-in care suits people who need more continuous support, or for whom having a consistent carer present makes a significant difference to their wellbeing.
Is home care regulated in the UK?
Home care in England is regulated by the Care Quality Commission (CQC). Domiciliary care agencies that employ carers directly must be CQC registered and are inspected and rated. Introductory agencies are not required to be CQC registered, as the care relationship is directly between the carer and the client. Families should check the CQC website when considering a registered agency, and ask any provider about their vetting process regardless of registration status.
How quickly can home care start?
Through TrustonTap, home care can typically start within a few days of a confirmed arrangement, and sometimes sooner for urgent situations such as hospital discharge. The matching process can begin immediately once we understand your loved one’s needs.
Can home care be arranged after a hospital discharge?
Yes — post-hospital discharge is one of the most common and effective uses of home care. Returning home with a carer in place, rather than going into a rehabilitation facility or care home, allows someone to recover in familiar surroundings with consistent support from day one. The period immediately after discharge is often when people are most vulnerable, and having reliable support in place from the start makes a significant difference to outcomes.
What is an introductory care agency?
An introductory agency introduces families to self-employed carers rather than employing carers directly. The family and carer manage their arrangement together, with the agency providing the match, the vetting, and administrative support such as contracts and payment management.
How do I know if a home care provider is trustworthy?
For CQC-registered providers, check their inspection rating and report on the CQC website. For introductory agencies, ask about their vetting process — specifically whether carers are DBS checked, reference checked, and whether right to work and insurance are verified.
You may also find these guides useful:
- Hourly visiting care — support for part of the day, from a single visit to several each week
- Live-in care — one dedicated carer living in the home, day and night
- Overnight care — sleeping and waking night support
- Respite care — short-term cover to give a family carer a break
How to get started with home care
Thinking about home care for the first time can feel overwhelming. It does not need to be. The best starting point is simply a conversation.
- Call us on 0808 278 1112 for a free, no-obligation discussion about your loved one’s situation
- Tell us about their needs, their home and what matters most to them
- We will identify carers in your area with the right experience and share their profiles with you
- You choose the carer you feel most comfortable with
- Care can typically start within a few days of making contact
Preparing for home care often feels like a big step, but most families are surprised how quickly it becomes the new normal. We are always here to talk it through at whatever pace feels right for you.
or talk to our care team today on 0808 278 1112